Originally from England, Guile had been toying with the Teen Mortgage project under various monikers for years, crafting a sound steeped in sociopolitical commentary and built for the mosh pit, heavily influenced by classic '80s punk. After relocating to Maryland five years ago, he connected with drummer (and former nurse) Edward Barakauskas via a Craigslist ad. Since then, the duo have spent years building Teen Mortgage's presence in the DMV scene. In between a global pandemic and Barakauskas serving as an ER frontline worker, they managed to drop an EP and a string of singles before signing to Roadrunner Records in 2024. Teen Mortgage has earned support slots with a stacked list of artists, from Weezer, Smashing Pumpkins, OFF!, and Alkaline Trio to Hotline TNT, Die Spitz, Wine Lips, and more.